The Kaiser Family Foundation has an Obamacare Subsidy Calculator. One simply enters family size and composition and family income and voila! it returns the yearly cost of a "Silver" coverage plan for the family, including a breakdown of citizen and State contributions for the premium and maximum out of pocket costs. For example, for a citizen-family of four, two adults and two kids, with a yearly income of $70,000, the Silver Plan total yearly premium is $9869, with a citizen contribution of $6594, or 67% of the premium. The Silver Plan maximum yearly out of pocket cost for this traditional citizen household unit would be $12,700, and the average co-pay for medical costs is 30%.
The KFF also has produced a survey of employer health benefits. In 2013 the average employer-provided health insurance for a family had a yearly premium of $16,351, where the employer paid $11,786 of this premium while the employee paid the remaining $4565. The Michigan BCBS "One Blue" health comes close to this premium; it's actually about $3000 less. This plan has a $1000 deductible per year for the family, and a maximum yearly out of pocket cost of $11,000. The copay ranges from 20%-50% depending on the service provided.
Clearly the People's "Silver" Healthcare Plan has the smaller total premium. But so what? The Obamacare alternative would cost this family $2000 more in premium payments per year, has a $1700 higher out of pocket maximum, with a 30% copay.
How does Obamacare help this family with medical costs? The family's income does fall in the notorious "Top 40%", so perhaps it's only proper social justice policy that they pay more?